Local Mortgage Experts

At Arizona Lending, we take immense pride in helping each of our customers find the perfect home loan. Whether you're purchasing a new home or refinancing your current mortgage, we understand that this is one of the biggest financial decisions you'll ever make. That's why choosing the right lender with the best loan options is such a crucial step. For over 20 years, we've been serving our local community—helping families, friends, and neighbors navigate the home loan process. Our mission is to provide every client with a seamless, personalized mortgage experience, offering tailored solutions that meet their unique financial goals. We are committed to building lasting relationships based on trust, transparency, and exceptional service, ensuring our clients continue to choose us for their home financing needs.

Quick and Easy Digital Mortgage Application

Use our secure online application to begin your mortgage journey.

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Read what our customers are saying!

Great Lender and Team

Lauren from Mesa, AZ

Richard and his team were fantastic. I really appreciated how Richard called to check in to see if we had any questions and was so timely and diligent!

Best Lender in Town

Brittany from Phoenix, AZ

Richard and his team were amazing. We had previously shopped lenders, but found that the rates and fees were far superior to other lenders. Not only did we close timely, the communication along the way was fantastic. He was a true professional along the way. I would highly recommend. Thank you Richard!!

Great guy to work with!

Josh from Phoenix, AZ

Richard was very helpful, patient and knowledgeable. He went out of his way to help me with all the first time home buyer hurdles, and made sure we took advantage of every available discount/inventive.

Very helpful and supportive

Song from Tempe, AZ

This is the first time for me to purchase my own property. From the very beginning Richard has been extremely helpful. He is always prompt in answering questions and organizing anything that needs to be done. Thanks so much, Richard!

Highly ethical and Knowledgeable lender

Kim from Houston, TX

I've worked with numerous lenders in the past. Richard by passed everyone so far! Our remote communication did not deter his best services. The rate I received was unbeatable. In addition, Richard looked into fee reduction program and saved me quite a big sum on my closing costs!!! I would not hesitate to refer my family and friends to Richard.

Exceptional Service/Knowledgeable

David from Phoenix, AZ

Richard was extremely knowledgeable and customer service oriented. He made sure that he explained the process and you knew what to expect. His communication was impeccable and he kept you updated on your loan status. I would refer him to anyone looking to make a purchase. I will use him on future purchases.

Very Easy Process

Isaac from Phoenix, AZ

Richard made the loan qualification very easy. He provided above and beyond assistance and kept me updated throughout the process. I would definitely recommend Richard and use him again if ever needed!

Exceptionally Good

Sal from Phoenix, AZ

Richard was very helpful and polite, he made sure I understood every step of the process. As a first time home buyer this made things easier. He was very prompt and made himself widely available to be reached. In the end I felt he really worked for me and was I comfortable in the decisions I made.

Thank You Richard!

Total professional

Tracy from Bothell, WA